| Credit Builder Loan Program A rewarding way to establish a credit history If you’ve never had credit before, St. Mary’s Bank’s Credit Builder is a great way to establish a credit history and ease into the responsibilities of having a loan. Credit Builder loans are small, unsecured loans with reasonable interest rates and manageable repayment periods. |
| The basics |
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| How it works You repay the loan in monthly installments. But we’ve added a twist to help you stay on top of your loan and ensure that it benefits your credit history. If you pay back the loan on time and according to all agreed-upon terms, the interest paid will be rebated back to you. Your payment history will be reported to the credit bureau to build your credit. How to apply? |