Member Benefits & Resources
As a member of St. Mary's, you enjoy a whole package of financial services and products designed to make your life easier…while making your money work harder. We're proud to offer the latest financial tools as a benefit to you.
Visa® Debit Card
Free with your St. Mary's Beyond Free or Beyond Rewards Checking Account! Make your life simpler with a Visa® Debit Card that operates as your ATM card and checkbook all rolled into one. No need to worry about carrying around cash, checks or ID, just use your card. You've got a busy life-why not make it just a little bit easier?
Surcharge-Free ATM Usage
Using your ATM card at a St. Mary’s Bank ATM machine or at any SUM® or CO-OP® network ATM ensures your transactions are surcharge free! CO-OP Network membership provides surcharge-free access at 25,000 ATMs, which includes 9,000 deposit-taking and 5,500 7-Eleven locations throughout the U.S. and Canada. CO-OP Network’s membership has access to over 800,000 ATMs worldwide through links to NYCE, Cirrus, Pulse and Plus.
Direct Deposit
The ultimate convenience! Get your money faster, with no footwork! Don't worry about making a trip to the Credit Union and then waiting for your payroll, Social Security checks and other payments to be credited, just have them automatically deposited. It also reduces the possibility of lost or stolen checks, giving you the peace of mind of knowing just where your money is-safe in your account.
Overdraft Protection
Protect against accidental overdrafts; with our low fixed rate this is a smart way to avoid unnecessary-and expensive-accounting slips.
No Service Charges For Seniors and Kids
We are pleased to exempt some members from paying service charges on some St. Mary's accounts. IF YOU'RE 62 OR OLDER you are exempt from minimum balance fees on all savings accounts. IF YOU'RE 20 OR YOUNGER you are exempt from minimum balance fees on all savings accounts.
Deposit Account Insurance
$250,000 Share Insurance Protection Extended to 2013. Read the full press release here.
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. Government Agency. This deposit account insurance is provided free of charge to account holders and is subject to the terms and conditions set forth by the NCUA, the strongest of all federal deposit insurers in the United States.
Terms & Fees
The terms and fees listed are subject to change without notice. For additional information, please see the St. Mary's Truth in Savings Brochure.
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