Mortgages

Home Refinance

Start the application process.


Why Refinance?

      • Get a once-in-a-lifetime interest rate
      • Lower your monthly mortgage payment
      • Shorten your mortgage term
      • Save thousands in interest
      • Build your home’s equity faster

It's easy to apply!
 
Online - 
Get started or select a loan officer.

Over the phone - Call us toll-free at 1-888-705-9596.
 
In person -
Call us at 1-888-705-9596, to set-up an appointment at a branch convenient to you.

Mortgage Loan Tools

Check rates »

Refinance calculator »

Payment calculator »

Affordability calculator »

 



St. Mary’s Bank is a member-owned, not-for-profit credit union. We are your trusted advisor. Count on us to deliver exceptional value with low rates and closing costs.