Title Services

From the initial title search to the final closing, St. Mary's Title Services is committed to making buying and selling real estate a fast, convenient, stress-free process. We assign an experienced closing coordinator to each transaction, to answer your questions and manage all aspects of your title, loan closing, or real estate information request.

Our complete range of title and settlement services includes:

• Title search
• Title insurance
• Residential and construction loan closings
• Document preparation
• Mortgage loan surveys

Using the latest online technology, we can streamline processing, decrease turnaround time, and increase accuracy, giving you total control and complete peace of mind — in short, we'll take the worry out of your real estate transaction.

You can count on us to make your buying your home a rewarding experience. You've found the perfect home and the terms have been agreed upon and the contract has been signed. Now it's time for the title request and settlement. With St. Mary's Title Services, you've got a team of professionals working for you to ensure the entire title search and closing process is fast, thorough and efficient.

We'll take care of every detail:

• Conduct a thorough title search of all recorded documents affecting a specific parcel of land to determine the present condition of title
• Process your Owner's Title Policy, which protects you against claims against the title to your home (optional)
• Order a Mortgage Survey Inspection if required
• Manage the mortgage payoff of the seller's existing mortgage, property taxes and other liens
• Prepare Title Insurance from information shown on the title search
• Set up the closing date and time and prepare all documents required for transfer of title
• Prepare and process transfer of the deed
• Process all closing costs and downpayment
• Disburse net proceeds, commissions and charges collected on the Settlement Statement
• Record Warranty and Mortgage Deeds
• Issue Title Insurance Policies

Title Insurance - peace of mind and protection from a range of potential problems

A real estate purchase may be one of the largest investments that you will ever make, and title insurance ensures that your investment is protected from claims or restrictions that could result in legal entanglements or even the loss of your property.

Without title insurance, you may not be fully protected against errors in public records, hidden defects not disclosed by the public records, or mistakes in examination of the title. As a result, you may be held fully accountable for any prior liens, judgments or claims brought against your new property. If this should occur, your title policy ensures that you will be defended at no cost against all covered claims up to the amount of the policy.

Working with the nation's leading national title insurance carriers, St. Mary's Title Services has the strong underwriting support to provide you with the best service available.

Your home is your most valuable investment. When it comes to protecting it properly, you can depend on the experts at St. Mary's Title Services. To learn more, call us at (603) 629-1474.