Checking

With no minimum balance, no monthly fees and no hidden charges, Beyond Free Checking exceeds expectations.

• Unlimited check writing
• Free Visa® Debit or ATM card
• Free ATM transactions
• Free point-of-sale (POS) transactions
• Free online banking
• Free Bill Pay
• Free check images online
• Combined statement
• eStatements available

No Monthly Service Fee

View current rates

Opening accounts at St. Mary's is as easy as 1, 2, 3

1. Here's a list of what you'll need to open your account
2. Select the type of account you want to open
3. Fill out the information form and click submit

You will receive a confirmation email once we receive your information and a follow-up email from one of our Member Contact Center representatives confirming account opening approval and instructions on any further steps if needed.

You will receive your account opening documents in the mail. If you applied for a VISA Check Card or ATM Card, these will be delivered separately for your protection.

Earn interest with this affordable checking option.

• Interest-bearing account
• Free Visa® Debit Card or ATM card
• Unlimited free ATM transactions
• Free point-of-sale (POS) transactions
• Free online banking
• Free Bill Pay
• Monthly statement with check images provided
• eStatement available
• Combined statement available
• Unlimited check writing
• eStatements available

• Monthly Service Fee of $5 waived with minimum $1,000 minimum daily balance in checking account

View current rates

Opening accounts at St. Mary's is as easy as 1, 2, 3

1. Here's a list of what you'll need to open your account
2. Select the type of account you want to open
3. Fill out the information form and click submit

You will receive a confirmation email once we receive your information and a follow-up email from one of our Member Contact Center representatives confirming account opening approval and instructions on any further steps if needed.

You will receive your account opening documents in the mail. If you applied for a VISA Check Card or ATM Card, these will be delivered separately for your protection.

• Competitive interest rate 
• Free standard checks (initial order and all reorders)
• Unlimited check writing
• Free Visa® Debit or ATM card
• Free ATM transactions
• Free point-of-sale (POS) transactions
• Free online banking with check imaging
• Free Bill Pay
• Combined statement
• No minimum balance to earn interest
• Free money orders and Treasurer's checks
• Overdraft Protection annual fee waived
• eStatements available

Monthly Service Fee of $15 waived with combined minimum daily balances in all deposit and loan accounts of $20,000

View current rates

Opening accounts at St. Mary's is as easy as 1, 2, 3

1. Here's a list of what you'll need to open your account
2. Select the type of account you want to open
3. Fill out the information form and click submit

You will receive a confirmation email once we receive your information and a follow-up email from one of our Member Contact Center representatives confirming account opening approval and instructions on any further steps if needed.

You will receive your account opening documents in the mail. If you applied for a VISA Check Card or ATM Card, these will be delivered separately for your protection.

Easy and convenient, this checking account matches your active lifestyle giving you financial freedom.

• Free ATM transactions
• No minimum balance, no monthly service fee*
• No direct deposit required
• Free Visa® Debit Card or ATM card
• Free point-of-sale (POS) transactions
• Free online banking
• Free bill pay
• eStatements
• Free Pass (one free overdraft, stop payment or ATM surcharge)
• Account available for individuals between the ages of 16 and 25
• Minors must have a Parent or Guardian as a joint owner
  
  * If paper statement is required, there will be a $5.00 monthly fee. A monthly fee of $7.00 will be imposed if check images are included with statement. 

• No Monthly Service Fee
• Enroll in free eStatements
• Optional statement copies without images $5
• Optional statement copies with images $7

View current rates

Opening accounts at St. Mary's is as easy as 1, 2, 3

1. Here's a list of what you'll need to open your account
2. Select the type of account you want to open
3. Fill out the information form and click submit

You will receive a confirmation email once we receive your information and a follow-up email from one of our Member Contact Center representatives confirming account opening approval and instructions on any further steps if needed.

You will receive your account opening documents in the mail. If you applied for a VISA Check Card or ATM Card, these will be delivered separately for your protection.