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Consumer Loans RatesRate information is current as of: June 11, 2009Rates and fees are subject to change without notice.
Auto, Motorcycle, Boat & RV Loans - Rates Starting At…
Title, UCC & VSI fees will be charge when necessary
*Annual Percentage Rate (APR) reflects 0.25% discount with automatic funds transfer from a St. Mary's Bank Beyond Checking account. APR based on $10,000 financed, except for 72-75 month term Auto which is based on the $15,000 minimum loan amount, and 76 -84 month term Auto which is based on the $25,000 minimum loan amount. APR and term are based on evaluation of applicants credit and the actual rate may vary. We use risk-based pricing to determine the interest rate and/or term. **$50 application fee is waived with automatic funds transfer from a St. Mary's Bank Beyond Checking account. To become a member of St. Mary's Bank, you must purchase one $5.00 share of capital stock. Personal Loans - Rates Starting At...
*Annual Percentage Rate (APR) reflects 0.25% discount with automatic funds transfer from a St. Mary's Bank Beyond Checking account. APR based on loan amount of $2,500. Based on maximum terms. APR is based on evaluation of applicants credit and the actual rate may vary. We use risk-based pricing to determine the interest rate and/or term. **$50 application fee is waived with automatic funds transfer from a St. Mary's Bank Beyond Checking account. To become a member of St. Mary's Bank, you must purchase one $5.00 share of capital stock. Bill Consolidation Loans - Rates Starting At...
*Annual Percentage Rate (APR) based on loan amount of $2,500. Based on maximum terms. APR is based on evaluation of applicants credit and the actual rate may vary. We use risk-based pricing to determine the interest rate and/or term. To become a member of St. Mary's Bank, you must purchase one $5.00 share of capital stock. MyPay Line of Credit
To become a member of St. Mary's Bank, you must purchase one $5.00 share of capital stock. Home Improvement Loans** - Rates Starting At...
*Annual Percentage Rate (APR) reflects 0.25% discount for automatic frunds transfer from a St. Mary's Bank Beyond Checking account. APR based on loan amount of $5,000, and is based on evaluation of applicant's credit and the actual rate may vary. We use risk-based pricing to determine the interest rate and/or term. **For 1-4 family owner occupied primary residences only.To become a member of St. Mary's Bank, you must purchase one $5.00 share of capital stock. Home Equity Loans*
*For 1-4 family owner occupied primary residences only--80% CLTV with SMB 1st mortgage; 75% CLTV on all "Non" SMB 1st mortgage. **Annual Percentage Rate (APR) reflects 0.25% discount with automatic funds transfer from a St. Mary's Bank Beyond Checking account. APR is based $10,000 amount financed for maximum term. Home Equity Lines of Credit*
*For 1-4 family owner occupied primary residences only--80% CLTV with SMB 1st mortgage; 75% CLTV on all "Non" SMB 1st mortgage. **SMB Prime is based on the Wall Street Journal prime rate and may change without notice. 16% Cap, 4% Floor. ***$15,000 Minimum advance at closing. If a line of credit agreement is paid in full and closed within 2 years of activation, a prepayment fee of $250 applies. **** Annual fee waived with automatic payment from a St. Mary's Bank Beyond Checking account. The following fees are waived*
Waived Fees*St. Mary's is committed to remaining competitive, especially when it comes to rates and fees, so as a result we waive the fees listed above, saving you money and keeping your best interests in mind. |
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