|
Consumer Loans RatesRate information is current as of: May 22, 2013. Rates and fees are subject to change without notice.
Click here for credit card information
Auto Loans - Rates Starting At…
-Top- Motorcycle, Boat & RV Loans - Rates Starting At…
Title, UCC & VSI fees will be charged when necessary
*Annual Percentage Rate (APR) reflects 0.25% discount with automatic funds transfer from a St. Mary's Bank Beyond Checking account. APR based on $10,000 financed, except for 72-75 month term Auto which is based on the $15,000 minimum loan amount, 76 -84 month term Auto which is based on the $25,000 minimum loan amount and 61-72 month motorcycle, snowmobile, personal watercraft, scooter and ATV loans where APR is based on $12,000 minimum loan amount. APR and term are based on evaluation of applicant's credit and the actual rate may vary. We use risk-based pricing to determine the interest rate and/or term. **$50 application fee is waived with automatic funds transfer from a St. Mary's Bank Beyond Checking account. -Top- Home Equity Lines of Credit*
*For 1-4 family owner occupied primary residences only. $10,000 Minimum advance at closing. If a line of credit agreement is paid in full and closed within 3 years of activation, a prepayment fee of $400 applies. Properties held in trust subject to $175 fee. Payoffs to lenders other than St. Mary’s Bank subject to $50 discharge tracking fee. **SMB Prime is based on the Wall Street Journal prime rate and may change without notice. 16% Cap, 3% Floor. During the first 12 billing cycles, the rate is fixed at 2.49%. ***Up to 85% CLTV for credit scores of 730 and above and St. Mary's Bank holds the 1st mortgage; up to 80% CLTV when St. Mary's Bank does not hold the 1st mortgage. Up to 75% CLTV for lines greater than $500,000 ****Annual fee waived with automatic payment from a St. Mary's Bank Beyond Checking account.Home Equity Loans*
*For 1-4 family owner occupied primary residences only. If the loan is paid in full and closed within 3 years of activation, a prepayment fee of $350 applies. Properties held in trust subject to $175 fee. Payoffs to lenders other than St. Mary’s Bank subject to $50 discharge tracking fee. **Annual Percentage Rate (APR) reflects 0.25% discount with automatic funds transfer from a St. Mary's Bank Beyond Checking account. APR is based $10,000 amount financed for maximum term. ***Up to 85% CLTV for credit scores of 730 and above and St. Mary's Bank holds the 1st mortgage; up to 80% CLTV when St. Mary's Bank does not hold the 1st mortgage. Up to 75% CLTV for loans greater than $500,000-Top- Equity Loan Mortgage Alternative*
*For 1 to 4 family owner occupied primary residence NH properties only. 1st Mortgage position required. If the loan is paid in full and closed within 3 years of activation, a prepayment fee of $750 applies. Properties held in trust subject to $175 fee. Payoffs to lenders other than St. Mary’s Bank subject to $50 discharge tracking fee. **Annual Percentage Rate based on $50,000 minimum loan amount financed for maximum term and reflects 0.50% discount with automatic funds transfer from a St. Mary’s Bank Beyond Checking account. ***Up to 85% LTV for credit scores of 730; up to 80% LTV for credit scores 729 and below-Top- The following fees are waived*
*St. Mary's is committed to remaining competitive, especially when it comes to rates and fees, so as a result we waive the fees listed above, saving you money and keeping your best interests in mind. -Top- Home Improvement Loans* - Rates Starting At...
*For 1-4 family owner occupied primary residences only. **Annual Percentage Rate (APR) reflects 0.25% discount for automatic funds transfer from a St. Mary's Bank Beyond Checking account. APR based on loan amount of $10,000, and is based on evaluation of applicant's credit and the actual rate may vary. We use risk-based pricing to determine the interest rate and/or term. ***Annual Percentage Rate (APR) based on loan amount of $10,000 and reflects 0.25% discount with automatic funds transfer from a St. Mary's Bank Beyond Checking account. ****For energy saving home improvement projects Personal Unsecured Loans - Rates Starting At...
*Annual Percentage Rate (APR) reflects 0.25% discount with automatic funds transfer from a St. Mary's Bank Beyond Checking account. APR based on loan amount of $5,000. Based on maximum terms. APR is based on evaluation of applicant's credit and the actual rate may vary. We use risk-based pricing to determine the interest rate and/or term. **$50 application fee is waived with automatic funds transfer from a St. Mary's Bank Beyond Checking account. Credit Builder Loans
Overdraft Protection
-Top- Membership is open to anyone with the purchase of one share of capital stock for $5. |
|
|
Third Party Web Sites - Many links are provided for your convenience. St. Mary's is not responsible for the content, nor does it guarantee the products or services offered on third party sites. St. Mary's Bank Privacy Policy does not apply to linked web sites. Please consult the privacy disclosure of the third party site for further information. |
| Copyright 2013 St. Mary's Bank. All Rights Reserved. (603) 647-1111 / 1-888-786-2791 Site Disclosure. Privacy & Security policies. Fraud Alerts and Information |
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. Read more.
|
|
Printer Friendly» |
