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2019 Down Payment Assistance

Eligible homebuyers can get up to $15,000 in down payment assistance to purchase homes they will occupy as their primary residences. Are you eligible?
  • Household incomes at or below 80 percent of the median income for the area, based on subject location
  • Borrowers must meet program guidelines
  • Available on a first-come, first-served basis while funds remain available

How can down payment assistance be used?
  • Down payment and closing costs
  • Reimbursement of homebuyer counseling costs
  • Rehabilitation costs associated with acquisition

For more information or to see if you qualify:
St. Mary’s Bank receives down payment assistance funds through the Equity Builder Program at Federal Home Loan Bank of Boston.

We specialize in First-Time Homebuyer programs
With several mortgage options available, we can find the right program for your financing needs.