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CDs & IRAs

Discover how you can utilize these powerful savings options to maximize your earnings. 

Experience Growth with CDs and IRAs

Grow your savings safely with CDs and IRAs, offering guaranteed returns and low starting balances. You choose how long to save while enjoying the freedom to reinvest or adjust your plan as life evolves. It's a secure, flexible way to build for your financial future.

  • Guaranteed growth with a fixed APY
  • Flexible maturity dates from six months to five years
  • Safe and stable investments
  • Reinvest your deposits at maturity or ladder multiple certificates of deposit


What is a CD?

A Certificate of Deposit (CD) is a type of savings account that earns interest when kept in the account for a pre-determined length of time. There are penalties to withdraw money from the account before the account has “matured” or reached the end date. However, you can choose the length of time that works best for you, that’s why CDs come in so many different terms! Ready to lock in a great CD rate?

Open a CD Today

Ready to finish or check the status of your application? Click here.

Don't have online banking yet? Enroll now or visit a branch.

Why Choose an IRA?

An Individual Retirement Account (IRA) is an easy, inexpensive, and low-risk investment option that allows anyone to be able to save for retirement. Enjoy tax-deferred earnings and, in some cases, tax-deductible contributions.*

*Please consult your tax advisor.

Open an IRA Today


Did you know?

You can create a CD Ladder Investment Strategy! Open multiple certificates each with a different maturity month or year so that you have money maturing on a regular basis, providing penalty-free access.
  • Choose terms at intervals that work for you – every year or more frequently if you think you might need access to your funds sooner.
  • There is no limit to the number of CDs in your “ladder.” With a minimum deposit of $500, you choose the amount and maturity date of each certificate.
See Rates

Saving for a Rainy Day?

A little saved today means a lot more when your savings grow automatically. 


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