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Business Lines of Credit

Lines of Credit

A revolving line of credit is a tool to help protect your business cash flow and provide access to short-term funding for things such as: supplies, inventory, payroll, seasonal needs, and/or special projects. You can repeatedly draw on available funds and pay them down. You will pay interest on the amount borrowed, with interest-only payments due monthly.

Don't settle for one-size-fits-all financing. Embrace the flexibility and customization of our line of credit options and experience the difference it can make for your business.



Get the Equipment Your Business Needs

Acquiring new business assets while preserving working capital should be a no-brainer. Access equipment loans, ranging from 1 to 10 years, making capital investments more affordable.

  • Buy state-of-the-art equipment to enhance your productivity and efficiency
  • Expand your vehicle fleet or upgrade your rolling stock to meet growing demand
  • Modernize your manufacturing processing lines to improve output and quality
  • Benefit from flexible repayment terms that align with your cash flow and business cycles
  • Preserve your working capital for other critical business expenses and opportunities

Apply for a Line of Credit or Loan


SBA & BFA Loan Programs

We are proud to provide Small Business Administration (SBA) and New Hampshire Business Finance Authority (BFA) loans. 


St. Mary’s Bank Celebrates 115 Years of Pioneering Community Banking


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St. Mary's Bank Voted Best Credit Union by NH Business Review Readers in 2024 Best of Business Awards