Money Market: A Flexible Approach to Savings

With competitive rates and easy access to your funds a Money Market is a great choice for emergency savings, future plans, and everything in between.

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More Than a Great Rate

Enjoy competitive rates, local service, and the benefits of banking with a member-owned New Hampshire credit union. Membership is open to everyone, making it easy to earn more while keeping your money with a financial institution that puts you first.

Is a Money Market Account Right For you?

A Money Market Account may be a good choice if you're looking to earn more on your savings while keeping your money accessible.

Consider a Money Market Account if you:

  • Have at least $2,500 to open and begin earning interest
  • Want a higher earning potential than a traditional savings account
  • Prefer to keep your money available rather than locking it into a certificate
  • Want a safe, insured place for savings you may need in the future
  • Need an enhanced digital banking experience with complete money management tools

If you're looking for a balance of growth and flexibility, a Money Market Account can help your savings work harder while staying within reach.

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Money Market Accounts 1,2

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Product Balance Tier Interest Rate Annual Percentage Yield (APY) Minimum Balance 1
Premier Money Market 6, 13 $2,500 - $9,999.99 0.40% 0.40% $2,500
$10,000 - $24,999.99 0.45% 0.45% $2,500
$25,000 - $49,999.99 0.45% 0.45% $2,500
$50,000 - $99,999.99 0.60% 0.60% $2,500
$100,000 - $249,999.99 0.70% 0.70% $2,500
$250,000 - $499,999.99 0.75% 0.75% $2,500
$500,000 - $999,999.99 0.80% 0.80% $2,500
$1,000,000 + 0.85% 0.85% $2,500
Rate information is current as of: July 3, 2026.
(1) Annual Percentage Yield (APY) is accurate for all accounts listed, as of the date noted above.
(2) Variable rates are subject to change without notice, and after the account is opened.
(3) Monthly service fee waived with combined minimum daily balances in all St. Mary's deposit and loan accounts of $20,000.
(6) Monthly service fee waived when the minimum daily balance remains above $2,500.
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  • Earn more with a competitive, high-rate savings account
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