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Home Improvement Loans

Transform your living space without tapping into your home equity.

Home Improvement Loan

Transform your living space without tapping into your home equity. Our home improvement financing solutions can help bring your dream renovation to life, whether it's a stunning kitchen makeover, stylish new flooring, or other upgrades on your wish list. Enjoy competitive rates, expanded repayment terms, and a simple application process. 

  • Fixed-rate loan
  • Borrow up to $25,000
  • No appraisal required
  • Repayment terms up to 84 months

Apply for a Home Improvement Loan

Ready to finish or check the status of your application? Click here.


Green Rate Loan

Go green and you could keep more green in your wallet. St. Mary’s Bank helps homeowners reduce borrowing costs when improving their home with energy-efficient upgrades like insulation, solar panels, and appliances. Slash utility bills and boost your home's value. 

  • Low fixed rates
  • Borrow up to $25,000
  • No collateral required
  • Repayment terms up to 84 months

Apply for a Green Rate Loan

Ready to finish or check the status of your application? Click here.

To see important details, including additional rates and terms, visit the Consumer Loan Rates Page.

Did You Know?

Examples of energy-saving projects include:

  • Installing new heating or cooling systems - furnaces, central AC, and ceiling fans
  • Improving energy efficiency by installing new windows, doors, and insulation
  • Purchasing new energy-efficient appliances like a washer and dryer, dishwasher, and refrigerator

Use the Untapped Equity

Looking to take on a larger project? Our Home Equity Line of Credit featuring a Lock Option (HELLO) can give you a greater credit limit to work with.


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General, Industry News

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Team News

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Team News

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