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CRE & Construction Loans

Expand your business potential with a new location or existing property renovation

Commercial Real Estate (CRE) is Our Specialty

St. Mary’s Bank is committed to helping you secure the ideal commercial space for your growing business. We can help you finance multi-family, commercial owner-occupied and non-owner-occupied spaces, as well as industrial/warehouse locations.

  • Flexible repayment terms: 5, 10, 15, 20 (with amortization up to 25 years)
  • Down payment requirements: 20-25%, lower options available with SBA credit enhancement programs

Our experienced Commercial Banking team has decades of combined experience financing commercial properties. We will structure the right terms for the cash flow of your property.

Construction Loans to Keep Your Project on Track

From groundbreaking to grand opening, our single-close construction loans can support you every step of the way, plus save time.

  • Constructions Loans up to $10MM+
  • Pay interest only during the construction phase
  • Automatically convert to permanent financing upon project completion

Apply for a CRE or Construction Loan

 Ready to finish or check the status of your application? Click here.
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Lay the Financial Groundwork for a Successful Project

Providing a personal financial statement can help move your application closer to the finish line!

2026 Manchester Boys and Girls Clubs hangtag campaign

General, Perimeter Branch, DW Highway Branch, Elm Street Branch, McGregor Branch, Hanover Branch

St. Mary’s Bank Partners with Boys & Girls Clubs of Greater Manchester to Support Local Kids

Angel Cuadrado, Member Experience Manager I

Team News

Angel Cuadrado Brings a People-First, Empathetic Leadership Style to St. Mary’s Bank’s Spruce Street Branch

Security, Featured

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