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CRE & Construction Loans

Expand your business potential with a new location or existing property renovation.

Commercial Real Estate (CRE) is Our Specialty

St. Mary’s Bank is committed to helping you secure the ideal commercial space for your growing business. We can help you finance multi-family, commercial owner-occupied and non-owner-occupied spaces, as well as industrial/warehouse locations.

  • Flexible repayment terms: 5, 10, 15, 20 (with amortization up to 25 years)
  • Down payment requirements: 20-25%, lower options available with SBA credit enhancement programs

Our experienced Commercial Banking team has decades of combined experience financing commercial properties. We will structure the right terms for the cash flow of your property.

Construction Loans to Keep Your Project on Track

From groundbreaking to grand opening, our single-close construction loans can support you every step of the way, plus save time.

  • Constructions Loans up to $10MM+
  • Pay interest only during the construction phase
  • Automatically convert to permanent financing upon project completion

Apply for a CRE or Construction Loan


Lay the Financial Groundwork for a Successful Project

Providing a personal financial statement can help move your application closer to the finish line!


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