Small Business Owners in Restaurant Cash Management Solutions

Cash Management Solutions

Simplify your business finances with Cash Management Solutions designed to help manage cash flow, improve efficiency, protect your operations, and support your business goals.

Contact a Business Development Officer

What are Cash Management Solutions?

Cash Management Solutions from St. Mary's Bank are a suite of business banking services tailored to support the way your business manages money every day. Whether you're looking to improve cash flow, simplify payments, strengthen fraud protection, or save time on routine financial tasks, we'll help you identify the right combination of solutions to fit your operations.

Our Cash Management Solutions can help your business:

  • Improve cash flow with tools that help you manage and optimize your funds.
  • Simplify day-to-day operations by streamlining payments, deposits, and payroll processes.
  • Strengthen fraud protection with solutions designed to help safeguard your accounts.
  • Increase efficiency by reducing manual tasks and saving valuable time.
  • Build a solution that fits your business with services that work together to support your unique operational needs.

Whether you need one solution or several working together, our Business Development Officers can help you build the right Cash Management strategy for your business.

Explore Solutions That Support the Way You Do Business

Explore Your Options

Choosing the right Cash Management Solutions starts with understanding how your business operates. Explore the solutions below to learn how each can support your business, then connect with one of our local Business Development Officers for personalized guidance. We'll help you evaluate your options and recommend the solutions that best fit your business.

Additional Tools That Help Your Business Stay Secure and Connected

Powerful Business Tools

St. Mary’s Bank offers additional tools designed to help your businesses simplify transactions, protect against fraud, and improve day-to-day financial operations. Speak with a Business Development Officer to determine which solutions best fit your business needs.
Schedule Appointment Contact Business Development Officer
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Business Remote Check Deposit

Streamline check processing by depositing checks electronically from your business location. Remote Check Deposit helps save time, reduce manual processing, and improve access to your funds.
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Positive Pay (Check & ACH Fraud Protection)

Help protect your business from fraudulent transactions with Positive Pay solutions designed to monitor check and ACH activity, giving you the ability to review transactions and make pay or no-pay decisions before payments are processed, giving you greater control over your business accounts.
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ACH & Wire Transfers

Move funds securely and efficiently with ACH and Wire Transfer solutions that help businesses manage payments, vendor transactions, and other financial obligations with confidence.
Commercial Lending Solutions Image

Ready to Grow Your Business? Explore Lending Solutions

As your business grows, your financial needs evolve. Whether you’re expanding operations, investing in new opportunities, or planning for the future, our Commercial Lending Solutions are designed to help your business move forward.
Explore Lending Solutions Contact Commercial Banking Team
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3.00%* APY Business Money Market Promo

Business Money Market

On daily balances of $250,000+.

  • $2,500–$24,999 earn 0.75% APY 
  • $25,000–$49,999 earn 1.25% APY 
  • $50,000–$74,999 earn 1.75% APY 
  • $75,000–$149,999 earn 2.25% APY
  • $150,000–$249,999 earn 2.75% APY
  • $250,000 and over earn 3.00% APY

Enjoy three free debits per statement cycle & Free ATM and online access

Schedule Appointment View Rates

Meet the Business Development Team

Finding the right financial solutions starts with understanding your business. Reach out to our Business Development Team for guidance and personalized support.

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St. Mary's Bank named Large Business of the Year

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St. Mary’s Bank Named Large Business of the Year by Hudson Chamber of Commerce

St. Mary's Bank Named Commercial Lender of the Year

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St. Mary’s Bank Named SBA Credit Union of the Year, Supporting New Hampshire  Small Businesses

St. Mary’s Bank Completes Renovations at Londonderry Branch that Supports Modern Banking

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St. Mary’s Bank Completes Renovations at Londonderry Branch that Supports Modern Banking

*Annual Percentage Yield (APY) accurate as of 7/1/25. Rates and terms subject to change without notice and after the account is opened. The APY in effect at account opening is determined by your opening balance. Minimum daily balance of $2,500 required to earn interest. Not available for funds currently on deposit with St. Mary’s Bank. Must have a St. Mary’s Bank Business checking account to qualify. Limit one promotional rate money market per member. Monthly service fee of $10 waived when minimum daily balance remains above $2,500. Fees may reduce earnings.