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Credit Cards

  • No annual fees
  • All cards come with Visa Zero-Liability Protection
  • Online and mobile banking

Our Credit Card Options

Your financial toolkit could be missing one of the most powerful tools of all—a credit card. Select from a range of Visa® Credit Cards with features, cash-back rewards, and purchase protections.  

Already applied? Check the status of your credit card application.

Visa® Platinum Standard

Achieve your financial goals with a simple, low-rate card.

  • Standard Rate: 15.20% - 20.20% variable APR1
  • Credit lines up to $25,000

Visa® Platinum Rewards

Earn unlimited rewards with every purchase. 1.5 points for every dollar spent.

  • Standard Rate: 19.20% - 24.20% variable APR1
  • Bonus Rewards: 10,000 bonus points when you spend $1,500 or 5,000 bonus points when you spend $750 in the first 90 days
  • Credit lines up to $25,000

Visa® Secured

A reliable choice for establishing or rebuilding credit.

  • Standard Rate: 20.20% variable APR*
  • Open with a security deposit between $300 - $2,500

Apply for a Credit Card

Ready to finish or check the status of your application? Click here.

Earn Points All Year long

Use your St. Mary’s Visa® Platinum Rewards, or Platinum Business Rewards credit card to automatically earn three points on popular categories throughout the year and 1.5 points on all other purchases*.

Learn More

Need to chat? Call our Credit Card Redemption Center at (800) 816-3923 - available 24/7 (except Thanksgiving and Christmas).

January - April


  • Restaurants
  • Diners
  • Fast Food/Quick Service Establishments 

May - August


Double points on every gas station and fuel purchase. A great time to rack up your points during the high travel months.

September - December


  • Grocery Stores, Supermarkets
  • Convenience and Specialty Food Markets
  • Bakeries and Bagel Shops

Account opening disclosures:
Visa® Credit Card Application Solicitation & Disclosure
Rewards Terms and Conditions

*Rates and terms are determined by the overall creditworthiness of each applicant and are subject to change. Annual Percentage Rate (APR) accurate as of 4/1/24.

**Whichever is greater.

***Exclusions may apply. Primary St. Mary's Bank Visa Platinum Rewards and Business Platinum Rewards Credit Card accounts are automatically enrolled to earn double points on each dollar spent on qualified purchases up to $2,000. Double points will be calculated and posted at the end of each promotional month.


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