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Business Credit Card

Power your business with a credit card that helps manage cash flow and track spending. Fuel your growth with every transaction.

Visa® Business Platinum Rewards

Business expenses can be rewarding. Earn 1.5 points for every dollar spent. Get cash back you can use to reinvest in your business. Redeem unlimited rewards points for cash, gift cards, fuel redemption, travel, and more. 

  • Intro Rate Purchases: 0% APR* for first 12 months
  • Standard Rate: 19.20% - 24.20% variable APR*
  • Bonus Rewards: 10,000 bonus points when you spend $1,500 or 5,000 bonus points when you spend $750 in the first 90 days
  • Balance transfer fee of $10 or 3% of the balance transfer
  • Credit lines up to $25,000

Apply for a Business Platinum Rewards Card

Already applied? Click here to check the status of your loan application.  

Earn More with Premium Business Savings

  • Low fees
  • Free online banking
  • 30,000+ fee-free CO-OP/SUM ATM locations

Earn Points All Year long

Use your St. Mary’s Visa® Platinum Rewards, or Platinum Business Rewards credit card to automatically earn three points on popular categories throughout the year and 1.5 points on all other purchases*.

Learn More

Need to chat? Call our Credit Card Redemption Center at (800) 816-3923 - available 24/7 (except Thanksgiving and Christmas).

January - April


  • Restaurants
  • Diners
  • Fast Food/Quick Service Establishments 

May - August


Double points on every gas station and fuel purchase. A great time to rack up your points during the high travel months.

September - December


  • Grocery Stores, Supermarkets
  • Convenience and Specialty Food Markets
  • Bakeries and Bagel Shops

Account opening disclosures:
Visa® Credit Card Application Solicitation & Disclosure
Rewards Terms and Conditions

*Rates and terms are determined by the overall creditworthiness of each applicant and are subject to change. Annual Percentage Rate (APR) accurate as of 4/1/24.


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