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Simplify everyday finances with an account that supports your lifestyle. No monthly service fee means more cash to spend on the things you want.
- No minimum daily balance
- No monthly fee when you choose eStatements; $2/month for paper statements
Checking Account Options
Our checking accounts provide intuitive, user-friendly tools and features that make handling your finances a snap. With 24/7 access to your accounts, you'll have more time to focus on what matters most.
603 Account*
Turn everyday debit card purchases into everyday impact - automatically support NH non-profits you care about.
- With each debit card purchase, St. Mary's Bank donates $0.0603 to a local NH non-profit.
- Select your preferred non-profit donation category at account opening.
- No minimum daily balance
- No monthly fee when you enroll in eStatements; $2/month for paper statements
Student Checking
Empower teens to take control of their financial futures without worrying about minimum balance requirements.
- For students aged 13 to 25
- No monthly service fee with eStatements
- No minimum daily balance
- Minors (under 18 years old) require a guardian as a joint account owner
- eStatements required ($2 paper statement fee if you opt out)
Beyond Interest*
Let your high balance work harder for you - at no additional cost. Earn interest on your account and avoid monthly fees when you maintain a balance of $1,000 or more.
- Premier checking account with competitive interest rates
- eStatements - complimentary upon enrollment
- Monthly service fee waived with daily balances of $1,000 and up
- Complimentary paper statements with daily balances of $1,000 or more
Beyond Rewards*
Pair your Beyond Rewards Savings account with a Beyond Rewards Checking account to access competitive rates and benefits.
- Premier checking account with competitive interest rates
- eStatements - complimentary upon enrollment
- Monthly service fee waived with combined daily balances of $20,000 (all deposits & loans)
- Complimentary paper statements with combined daily balances of $20,000 or more
- Complimentary treasurer's checks and money orders
Open a Checking Account
Existing Members
New Members
Don't have online banking yet? Enroll now or visit a branch.
FAQs
*Minimum $10 to open a checking account. By applying for a St. Mary's Bankt Checking account, you agree to receive a Visa debit card in the mail. The card is inactive until validated and if not needed, dispose of it per the account instructions provided with the debit card. See the Electronic Fund Transfer Disclosures included with your card for details.
1. Student Checking Account: Available to ages 13–25. Adult cosigner required if under age 18. Minimum $10 to open a checking account. eStatement-only account — $2 monthly fee for paper statement.
2. Early Pay. If we receive notice from an employer or government agency that your funds are ready, we may post your direct deposit earlier than your “official” scheduled payment day. Subject to originator payroll/funds process and timing. St. Mary’s Bank will not assume liability for not depositing funds to your account early.3. Loan Rate Discount. Available on select loans with automatic payments from a St. Mary’s Bank checking account.
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