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Business Savings

Our business savings options help make the most of every hard-earned dollar.

Business Money Market Account

Maximize your earnings. Our Business Money Market account offers tiered interest rates on high balances. Plus, you can enjoy the flexibility of check-writing privileges, ATM deposits and withdrawals, and other convenient features that support business operations. 

  • $2,500 minimum balance to open
  • No minimum balance required to earn interest
  • $10 per item for checks and debits in excess of three per statement cycle
  • $10 monthly minimum balance fee if minimum average balance falls below $2,500



Premium Business Savings

Earn competitive rates on short-term savings. Our Premium Business Savings account, with higher rates and low fees, supports overall financial growth. Access your cash at any time with a Visa® Business Debit card. Use it to make withdrawals, point-of-sale purchases, and even ATM deposits.

  • Tiered interest rates with minimum daily balance requirements of $2,500 and $25,000
  • $3 monthly minimum balance fee if the balance falls below $2,500
  • 6 free withdrawals per month, $2 for each additional withdrawal
  • Surcharge-free ATM access with St. Mary's Bank, SUM®, or CO-OP® ATMs

Open an Account


Online Banking for Business

  • Review and monitor your account activity, balances, and statements
  • Establish one-time and recurring transfers
  • Schedule automatic fund transfers between your accounts at St. Mary's Bank, including loan payments
  • Enter stop payments on your checking accounts
  • And more!

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