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Personal Loans

When you need money, for any reason, St. Mary's Bank is the place to go.

Whether you're chasing a personal goal, investing in your future, or simply need a financial pick-me-up, we can help you make it happen. Our personal loan gives you the funds you need to tackle life's challenges and seize its opportunities. 

  • Fast approvals
  • Competitive rates
  • Borrow up to $15,000
  • Repayment terms up to 60 months

Apply for a Personal Loan

Ready to finish or check the status of your application? Click here.

To see important details, including additional rates and terms, visit the Consumer Loan Rates Page.

Did You Know?

We offer Credit Life and Credit Disability Insurance! Help protect yourself and your family from the unexpected. Ask about Credit Life and Disability Insurance when you apply for a loan.

  • Up to $100,000 in coverage
  • Full loan payoff for qualifying event
  • Premium included with monthly loan payment
student loans

Student Loans & Refinancing

Whether you're looking to finance your undergrad or graduate studies, or refinance existing student loans, we've got you covered.

I am interested in applying for a loan with St. Mary's Bank. I'm self-employed. Will you need to see my tax returns?
Generally, we will request that you provide two years of tax returns if you are self-employed.
How do I check the status of a recent loan application?
To check the status of a consumer loan (home equity, credit card, personal loan, or vehicle loan) in progress, visit*vrgzig*_ga*MTg3NTcwODk2OS4xNzAyMDQ0NDMy*_ga_SMQ93QVYZ3*MTcxMjE0Nzg5Ni4xOTAuMS4xNzEyMTQ5NjEzLjUyLjAuMA..*_gcl_au*NTYxMjYxNzc1LjE3MDk4NDYzNDY
Can I make additional payments to loan principal or interest?
Payment amounts are limited to your regular payment amount due at this time. Payment of another amount may result in a delay in the processing of your payment. If you wish to make additional principal-only payments, you can do so through our payment channels, by visiting a local branch, or calling our Member Contact Center.
What types of loans can I pay with an external account?

You can use an external account to make a payment on any consumer loan (Equity Line or Loan, Auto Loan, Personal Loan, Home Improvement Loan, Green Rate Loan, Credit Builder, Credit Builder Plus, Overdraft Line of Credit, or Credit Card).

This service is not available for mortgage or commercial loan payments.


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