Personal Loans

*Rates as low as 10.39% APR* (up to 48-month term)
Annual Percentage Rate (APR) is accurate as of November 28, 2025. Rate example: APR based on a $5,000 loan equating to 48 monthly payments of $25.55 per $1,000 borrowed. Rate reflects a 0.10% discount with AFT from a St. Mary’s Bank checking account. $50 application fee is waived with AFT from a St. Mary’s Bank checking account. Minimum loan amount $1,000; maximum $15,000; maximum term 60 months. Rates and terms are subject to change without notice. To qualify for the 2% rate reduction, must be an existing member in good standing with St. Mary’s Bank for at least six months, maintain an open checking account, and establish Automatic Funds Transfer (AFT) payments from their St. Mary’s Bank checking account. Offer not valid for refinancing existing St. Mary’s Bank loans, including credit cards. Offer valid November 28 through December 31, 2025. Offer subject to change. Rates and terms may change at any time and may vary based on creditworthiness. St. Mary’s Bank uses risk-based pricing to determine interest rate and/or term. Federally insured by NCUA. Equal Opportunity Lender.