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Consumer Loan Rates

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Business Deposit
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  Mortgage

Auto Loans - Rates Starting At…

Loan Type Interest Rate APR1 Term Monthly Payment per $1,000 for max term Fees2
Auto Model Year 2018 to 2019
3.64% 3.64% up to 63 mos. $17.46 $50
4.20% 4.20% 64-72 mos. $15.74 $50
4.30% 4.30% 73-75 mos.3 $15.23 $50
5.80% 5.80% 76-84 mos.3 $14.51 $50
Auto Model Year 2017
3.75% 3.75% up to 63 mos. $17.51 $50
4.29% 4.29% 64-72 mos. $15.80 $50
4.55% 4.55% 73-75 mos.3 $15.34 $50
6.00% 6.00% 76-84 mos.3 $14.61 $50
Auto Model Year 2016
3.75% 3.75% up to 63 mos. $17.51 $50
4.29% 4.29% 64-72 mos. $15.78 $50
4.55% 4.55% 73-75 mos.3 $15.34 $50
6.00% 6.00% 76-84 mos.3 $14.61 $50
Auto Model Year 2015
3.85% 3.85% up to 63 mos. $17.56 $50
4.49% 4.49% 64-72 mos. $15.87 $50
4.65% 4.65% 73-75 mos.3 $15.39 $50
Auto Model Year 2014
3.95% 3.95% up to 63 mos. $17.60 $50
4.70% 4.70% 64-69 mos.3 $16.57 $50
Auto Model Year 2013
4.05% 4.05% up to 63 mos. $17.65 $50
4.80% 4.80% 64-69 mos.3 $16.61 $50
Auto Model Year 2012
5.15% 5.15% up to 60 mos. $18.94 $50
Auto Model Year 2011 & older
6.15% 6.15% up to 60 mos. $19.40 $50

Motorcycle, Boat & RV Loans - Rates Starting At…

Loan Type Interest Rate APR4 Term Monthly Payment per $1,000 for max term Fees2
Motorcycle, Snowmobile, Personal Watercraft, Scooter, & ATV (Model year 2008 and newer)
7.14% 7.14% up to 72 mos. $17.13 $50
RV & Boats (Model Year 2008 and newer) up to $100,000
7.14% 7.14% up to 84 mos. $15.17 $50
7.40% 7.40% 85-120 mos. $11.82 $50



Home Equity Lines of Credit1

Loan Type Interest Rate APR2 Term Monthly Payment per $1,0003 CLTV4 Fees5
Home Equity Line with Lock Option
3.49% 3.49% 6 Month Promo Rate6 up to 85%
5.25% (Prime minus .25) 5.25% (Prime minus .25) Variable, Revolving7 Interest only up to 85% $50 annual fee per year
5.50% 5.84% Fixed up to 36 Months $31.74 up to 85% $50 annual fee per year, $50 lock fee
5.75% 5.96% Fixed up to 60 Months $20.20 up to 85% $50 annual fee per year, $50 lock fee
6.00% 6.11% Fixed up to 120 Months $11.67 up to 85% $50 annual fee per year, $50 lock fee

The following fees are waived1

Loan Type Fee
Equity Line Appraisal Single Family = $350; 2-4 Family = $500 (Waived)1
Equity Line Automated Valuations $50 - This valuation method is used for Equity Lines of Credit up to $150,000 (Waived)1
Flood Certificate $11 (Waived)1
Legal Work $350 plus registry fees (Waived)
 



Home Improvement Loans1 - Rates Starting At...

Loan Type Interest Rate APR2 Term LTV Monthly Payment per $1,000 for max term
Home Improvement Loan up to $25,000
7.89% 7.89% up to 60 mos. n/a $20.23
8.14% 8.14% 61 to 84 mos. n/a $15.66
Green Rate Home Improvement Loan4 up to $25,000
6.14% 6.14%3 up to 84 mos. n/a $14.68



Personal Unsecured Loans - Rates Starting At...

Loan Type Interest Rate APR1 Term Monthly Payment per $1,000 for max term Fees2
Personal Unsecured up to $15,000
8.89% 8.89% up to 60 mos. $20.71 $50



Overdraft Protection

Loan Type Interest Rate APR Fees
Overdraft Protection
18.00% 18.00% $25 per Year

Credit Builder Loans

Loan Type Interest Rate APR Term Monthly Payment per $500 for max term Fees
Credit Builder
7.89% 7.89%1 up to 24 mos. $22.60 none
Credit Builder Plus
7.89% 7.89%2 up to 48 mos. $12.18 none