| Loan Type |
Interest Rate |
Points |
APR* |
Minimum Down Payment |
Monthly Payment per $1,000 (excludes taxes & insurance)** |
|
30 Year Fixed (1,2,3)
|
| 3.875% |
0.375 |
3.975% |
5% |
$4.70 |
| 4.000% |
0.000 |
4.069% |
5% |
$4.77 |
|
20 Year Fixed (1,2,3)
|
| 3.625% |
0.125 |
3.734% |
5% |
$5.86 |
| 3.750% |
0.000 |
3.845% |
5% |
$5.91 |
|
15 Year Fixed (1,2,3)
|
| 3.250% |
0.250 |
3.407% |
5% |
$7.02 |
| 3.375% |
0.000 |
3.496% |
5% |
$7.07 |
|
10 Year Fixed (1,2,3)
|
| 3.250% |
0.000 |
3.426% |
5% |
$9.77 |
|
3/3 Year ARM (1,2,3,4)
|
| 3.000% |
0.000 |
4.217% |
5% |
$4.22 first 36 mos. |
|
5/5 Year ARM (1,2,3,4)
|
| 3.125% |
0.000 |
4.070% |
5% |
$4.28 first 60 mos. |
|
7/1 Year ARM (1,2,3,4)
|
| 3.375% |
0.000 |
4.032% |
5% |
$4.42 first 84 mos. |
|
10/1 Year ARM (1,2,3,4)
|
| 3.625% |
0.000 |
4.024% |
5% |
$4.56 first 120 mos. |
|
FHA Loan (2,3)
|
| 3.750% |
0.000 |
4.535% |
3.5% |
$4.63 |
|
VA Loan (2,3)
|
| 3.875% |
0.000 |
5.519% |
0% |
$4.70 |
|
Rural Development (2,3)
|
| 3.875% |
0.000 |
4.275% |
0% |
$4.70 |
|
NHHFA Loan (2,3)
|
| 5.000% |
0.000 |
5.844% |
3.5% |
$5.37 |
|
5/1 Year ARM Welcome Home (First Time Homebuyer Program) (1,2,3,4)
|
| 3.000% |
0.000 |
3.998% |
3% |
$4.22 |
|
Jumbo 30 Year Fixed ($424,101 to $1,000,000) (1,2,3)
|
| 4.125% |
0.000 |
4.154% |
20% |
$4.85 |
|
Jumbo 15 Year Fixed ($424,101 to $1,000,000) (1,2,3)
|
| 3.500% |
0.000 |
3.550% |
20% |
$7.13 |
|
Jumbo 5/5 Year Arm (1,2,3,4)
|
| 3.250% |
0.000 |
4.075% |
20% |
$4.35 |
|
Jumbo 7/1 Year Arm (1,2,3,4)
|
| 3.375% |
0.000 |
3.993% |
20% |
$4.42 |
|
Jumbo 10/1 Year Arm (1,2,3,4)
|
| 3.750% |
0.000 |
4.061% |
20% |
$4.63 |
|
Land Loan 1 Year ARM (1,2,3,4)
|
| 5.125% |
0.000 |
4.474% |
20% |
$7.97 first 12 mos. |
|
SNAP Refinance 15 Year (5)
|
| 3.750% |
0.000 |
3.750% |
0% |
$7.25 |
|
SNAP Refinance 10 Year (5)
|
| 3.625% |
0.000 |
3.625% |
0% |
$9.92 |