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Home Equity Line with Lock Option (HELLO)

Draw what you need. Lock in your rate. 

Access your equity without selling your home sweet home. With our Home Equity Line of Credit featuring a Lock Option (HELLO), you can tap into a substantial credit limit, giving you the flexibility to borrow funds as needed. Plus, our unique Lock Option lets you convert your variable rate to a fixed rate at any time, shielding you from market fluctuations. 

  • No closing costs
  • Borrow what you need, when you need it
  • Choose your repayment term for the fixed-rate advance
  • Up to three fixed-rate advances at a time
  • As you pay down your balance, your available credit increases

Whether you're tackling home renovations, consolidating debt, or funding college tuition, HELLO is your ticket to getting it done.

Apply for HELLO

Ready to finish or check the status of your application? Click here.

To see important details, including additional rates and terms, visit the Consumer Loan Rates Page.

Need Help with the Application?

We've created this handy guide and checklist to let you know what to expect.

Go Green, Save Green

Looking to make your home more energy efficient? Our Green Rate Home Improvement Loan is great option to save you money.

  • Low fixed rates
  • Borrow up to $25,000
  • No collateral required
  • Repayment terms up to 84 months


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