Skip the money planning guesswork.

My Money Plan is a simple, guided experience that helps you understand your money habits, set meaningful goals, and make confident next steps—all in one place.

Your plan in 3 simple steps

  1. Take the quiz: answer a few quick questions.
  2. Get your money plan: receive personalized recommendations and guidance.
  3. Keep building: explore tools, courses, and financial planning resources.

Take the Quiz

Hey Members!
See what you can use My Money Plan for...

Once you’re in, My Money Plan helps you turn money questions into clear next steps—without the overwhelm.

It’s built for real life, not perfect finances.

You can use it to:

  • See where your money is actually going
  • Build a budgeting plan with habits that fit your lifestyle
  • Understand what you can realistically save each month
  • Make progress on debt without feeling stuck
  • Plan ahead for things like moving, travel, or big purchases

After your quiz, your personalized plan gives you a starting point you can actually act on. From there, you can optionally connect your accounts for more accurate insights and let your plan adjust as your life changes.

My Money Plan is made available through St. Mary’s Bank as part of our commitment to financial wellness tools and resources.

Start your journey now with access code: stmarys25

activate my free account

log into my account

Not a member yet?
Enjoy 90 days of access through St. Mary’s Bank. After that, you can continue your journey by becoming a member.

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You Get More Than a Plan

Beyond your personalized plan, you'll have access to short learning modules, virtual masterclasses, and helpful articles covering everything from budgeting and saving to credit, debt, and planning for the future.
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FAQs

Q: Who should use My Money Plan?
A: Anyone looking to build better financial habits, understand spending, create goals, or make more informed financial decisions.

Q: Do I need to be a St. Mary’s Bank member to use My Money Plan?
A: No. Anyone can get started with 90 days of access through St. Mary’s Bank.

To keep access to My Money Plan after 90 days, you will need to open a St. Mary's Bank account.

Q: What happens after 90 days?
A: Non-members will lose access after the 90-day. St. Mary’s Bank members can continue access for free.

Q: How secure is it?
A: We work hard to protect your personal information and ensure your information is kept private and secure. You can check out our full privacy policy here.

Q: Can you tell me more about My Money Plan?
A: My Money Plan was created to make financial planning accessible to all. We believe you shouldn't have to have millions (or even thousands) of dollars to access trusted financial planning!

Q: I need support setting up a My Money Plan account
A: Please email support@penny-finance.com or book a free 15-minute call with the My Money Plan Finance team here.

Q: Is there a limit to the number or type of accounts that can be linked?
A: There is no limit to the number or type of accounts that can be linked!

Q: Is My Money Plan made for small business owners?
A: While the plan has courses and calculators that can absolutely support small business owners, My Money Plan is a platform built to manage personal finances.

Q: Can I delete a linked account after I add it?
A: Yes! You can unlink a bank account from your money hub > My Bank Accounts.

Q: How do I unsubscribe (delete) my account?
A: Please email support@penny-finance.com.

Q: Does My Money Plan have a downloadable mobile app?
A: No. My Money Plan is an online financial planning platform that works across devices.

Q: What is a virtual masterclass?
A: Each month, you have access to a virtual masterclass featuring experts on noteworthy financial topics like investing, homebuying, life insurance, and more. The masterclasses are one-hour long (and they're recorded if you can't attend live).

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