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Jumbo Financing

Fixed-Rate and Adjustable Rate Jumbo Loan Financing
When you need financing for loan amounts higher than the maximum conforming limits, think St. Mary's Bank. Our Jumbo Loans offer maximum financing flexibility with low rates and quick turnaround for your New Hampshire, Massachusetts, or Maine home purchase.
  • Available for single-family primary residence, second, condominiums, and PUD homes
  • Fixed-rate and adjustable rate options
  • Low down payment requirement
  • 95% financing available for single-family primary residence properties
  • Loan amounts of $766,551 to $1,500,000
  • Limited cash out refinance
  • Convenient local processing, underwriting and servicing

It's easy to apply or get prequalified!

Connect with one of our Mortgage Specialists to learn more or get started.

Jumbo loans available for single-family residential, condos and PUDs (seasonal, investment, multiunit and manufactured homes not eligible) in New Hampshire, Massachusetts, or Maine. Second homes are required to be suitable for year-round use, utilities, and property access; property must possess adequate plumbing, heating & cooling systems, and electrical services. Any property that is not suitable for year-round occupancy, regardless of location, is unacceptable for this loan type. Max. Loan To Value (LTV) 95% with (Private Mortgage Insurance) PMI, max LTV without PMI 80%. Second home loan amount will vary based on LTV and/or property type. Limited Cash Out Refinance max. LTV 80%, Cash Out Refinance max. LTV 70%. PMI required on all loan transactions with LTV greater than 80%. Rates will depend on specific characteristics of loan transaction and credit profile up to closing date.