Skip to main content
Black car traveling at high speeds with blurred green foliage in the background

Auto Loans

  • Easy application process
  • Interest rate discounts available
  • Expanded repayment terms (up to 84 months)

Auto Loan Financing

Rev up your savings and make your monthly payments purr like a well-tuned engine. Our auto loan financing solutions offer a smooth path to buying or refinancing your next vehicle. 

Buy New or Used

  • Slide into an auto loan that gets you on the road quickly. With flexible repayment terms and no hidden fees, you can enjoy the freedom of the open road without breaking the bank.

Refinance

  • Are you already cruising down the highway but feeling weighed down by hefty auto payments? Shift gears and pay off your existing loan with a new one with lower rates and updated terms.

 

View Rates

Photo of percentage symbol

Calculate Your Savings with a Refi

Enter the specifics about your current loan into our easy-to-use calculator and determine how much interest refinancing can save you.
Refinance Today

Apply for or Refinance an Auto Loan

Ready to finish or check the status of your application? Click here.

transparent white icon of a light bult

Did you know?

You can get a rate discount on your new auto loan by setting up an Automatic Funds Transfer from your St. Mary's Bank Checking Account.
Woman sitting holding her dog in the trunk of her hatchback vehicle.

AutoSMART

AutoSMART is the one-stop shop for all of your auto financing needs. Save time and money with a single online tool that lets you search and compare new & used vehicles, shop at partner dealerships, and secure St. Mary's Bank financing - all from the comfort of your home.

  • Find trusted, local dealers
  • Research trade-in values, ratings and more
  • Apply for low-cost auto loan financing
Young couple with their daughter driving in car

Protect Yourself with GAP Plus

Guaranteed Asset Protection Plus (GAP Plus) protects your vehicle loan and:

  • Covers the loan if the vehicle is stolen or totaled in an accident
  • Receive $2,500 toward a replacement vehicle financed with St. Mary’s Bank
  • Pay for protection upfront or finance into the auto loan

Team News

St. Mary’s Bank Welcomes Director of Operations & Technology, Ken Mauser

Team News, Mortgage Team

St. Mary’s Bank Welcomes Mortgage Loan Officer, Christine Wellington

St. Mary's Bank 2025-2026 academic scholarship recipients

St. Mary’s Bank Awards Scholarships to Support Future Leaders