Skip to main content
Four notebooks arranged on a yellow desk, one with a pencil on it.

Blog

Access our library of educational articles designed to simplify money management and help you achieve your financial goals

Featured Financial Wellness

5 Financial Goals You Should Set with Your Kids Today

Posted

One of the most valuable lessons parents can teach their children is financial literacy. Here's five financial goals to set with your kids to help them understand the value of money and the importance of saving.
Two girls at a lemonade stand smiling. One is raising a glass of lemonade while a woman holds out a dollar bill.

Explore

General, RatesCategories

The Federal Reserve Cuts Rates: Here’s How It Could Affect You

Posted

On September 17, 2025, the Federal Reserve lowered its key interest rate by 0.25%, bringing it to a target range of 4.00% to 4.25%. This is the first rate cut since December 2024, and with two more expected this year, it likely won’t be the last. Rate changes can feel abstract, but they directly affect how much you earn on savings and how much you pay on loans. So, what does this mean for you and your overall financial strategy?
Fraud Alert: Phishing and Smishing

Security, Featured

Fraud Watch: Phishing and SMiShing Scams

Posted

Scams to acquire personal account and card information are becoming more sophisticated. Text messages and emails disguised to look authentic or phrased to panic the recipient are on the rise. St. Mary's Bank is here to help if you suspect your private account information may have been compromised. Never hesitate to call us or visit our Security Center at stmarysbank.com/security.
Beware of Gift Card Scams

Security

Beware of Scams! Gift Cards

Posted

Scammers are getting clever, tricking people into buying gift cards for "emergencies" or "prizes." Don’t fall for it! Identifying scams can be tricky. St. Mary's Bank wants to help you be aware and understand what to look for in identifying suspicious communications.