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401k Rollover

If you’ve ever moved on from an old job, did you leave your 401(k) behind? You have choices regarding your 401(k). You can roll it into an IRA, leave it where it is, cash it out, or even roll it into your new company’s 401(k).

Why move your 401(k) to an IRA?
Rolling it into an IRA is fast and easy and could go a long way toward helping you achieve your financial goals. When it comes to your old 401(k), you have options. But, few offer the benefits you could realize with a rollover to an IRA:
  • potential lower investment expenses
  • more investment choices
  • ultimate flexibility and control

Use what we know to make your savings grow
Should you invest in a Traditional IRA and then convert to a Roth IRA? What mix of investments makes the most sense for you? Sit down with the professionals at St. Mary’s Financial Services and get the facts. 
 

To learn more about 401(k)-to-IRA rollovers, or to schedule your complimentary planning session, connect with one of our Financial Advisors, or contact us at 603-629-1524.

Before choosing the IRA Rollover option, please take the time to discuss it with your financial advisor. Investors should consider the fees and charges of a rollover, including account opening fees, sales charges, etc.; service and withdrawal options compared to their current retirement plan; Required Minimum Distributions (RMDs) requirements; protection from creditors and legal judgments; and other advantages and disadvantages of each option. 

Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CBSI is a registered broker/dealer in all fifty states of the United States of America. The representative may also be financial institution employee that accepts deposits on behalf of the financial institution.