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Official Rules For "Take Out Your Debit Card and You Could Win $1000" Promotion

To enter the St. Mary’s Bank Take Out Your Debit Card Sweepstakes (the “Sweepstakes”), you must agree to and abide by the following rules (these “Official Rules”).

No purchase, obligation or enrollment necessary to enter or win.

Sponsor: St. Mary’s Bank, 200 McGregor Street, Manchester, NH 03102 (“Sponsor”).

Consumer Disclosures:

Sweepstakes Prizes: 

$1,000 PRIZE: One (1) $1,000 prize winner will be selected at random each month (June, July, August, September, October, November and December 2020) Prize funds will be in the form of a deposit of $1000 into the winners St. Mary's Bank checking or savings account. (the “Prize"), or other form as deterimed by St. Mary's Bank.
Seven (7) winners total.
Total value of $1,000 monthly prizes is $7,000

Odds of Winning:
Depend on the number of eligible entries received in the entry pool at the time of each monthly drawing.

Additional Terms and Costs:
Sponsor will not replace any lost or stolen prizes. All federal, state, and local taxes, and all other expenses not specifically mentioned herein are the sole responsibility of the winner.

$1,000 Monthly Sweepstakes Period: 
The Sweepstakes begins at 12:00 a.m. (EST) on June 1, 2020, and ends 11:59 pm (EST) December 31, 2020. Entrants are solely responsible for determining the corresponding time zone in their respective jurisdictions. 

How to Enter:

Via Automatic Entry:
An Eligible Participant will automatically receive one (1) Sweepstakes entry for each eligible purchase made with an actively enrolled St. Mary’s Bank Visa® debit card during the Promotional Period at a participating merchant location in the U.S. Only eligible card purchases, or payments made during the time that the eligible participant is using an actively enrolled St. Mary’s Bank Visa® debit card that is not in default under the customer agreement for that account and processed during the Promotional Periods as outlined below are eligible for automatic entry. Account adjustment transactions/returns, non-U.S.-dollar purchases, payment of late fees, or over-limit fees, are excluded from automatic entry. Other restrictions and exclusions may apply. Visa cards and card numbers that are stolen, fraudulent, tampered with, or otherwise altered are not eligible for entry. In the event of a dispute as to who submitted an entry, such entry will be deemed submitted by the primary person in whose name the eligible St. Mary’s Bank Visa® debit card used to enter the Sweepstakes was issued.

Automatic Entry Sweepstakes Periods  

Each eligible entry made from 12:00 a.m. (EST) on the first day of the month through 11:59 pm (EST) on the last day of the month- June through December 2020- will be automatically entered toward the “Prize” listed above. Each eligible entry made will only count towards the month the purchase was made in.
Via Mail:
To enter without enrollment, purchase, or obligation, mail a 3" x 5" card, hand-written in capital letters to include full name, address, city, state, ZIP, date of birth, day and evening phone numbers, and email (if available), along with the words "Take Out Your Debit Card and You Could Win $1,000" to Marketing Department, St. Mary's Bank, 200 McGregor Street, Manchester, NH 03102.

Mail-in Entry Sweepstakes Periods 

Each eligible entry received from June 1, 2020 through December 31, 2020, will be entered in the monthly random drawing toward the “Prize” listed above. Each Entry will only be counted toward the month it is received in by St. Mary's Bank.

Each entry will count as one (1) entry into the drawing, and each entry must be mailed in a separate postmarked-and-stamped envelope. Proof of mailing does not constitute proof of delivery. 

In the event of a dispute as to who submitted an entry, such entry will be deemed submitted by the primary person in whose name the eligible St. Mary’s Bank account or service is used to enter the Sweepstakes.
In the event of a dispute as to who submitted an entry, such entry will be deemed submitted by the primary person in whose name the eligible St. Mary’s Bank account or service is used to enter the Sweepstakes. 

By entering, entrants agree to be bound by and acknowledge compliance with these Official Rules including eligibility requirements. Responsibility for receipt of entry rests solely with the entrant. Upon entry, all entries become Sponsor’s property. Sponsor will not be responsible for lost, misdirected or for technical, hardware or software malfunctions, telephone failures, lost or unavailable network connections, or failed, inaccurate, incomplete, garbled or delayed electronic communications, or for any human or mechanical error that may occur in the processing of the entries in the Sweepstakes. Sponsor reserves the right to cancel the Sweepstakes in Sponsor’s sole discretion. Sponsor will not acknowledge receipt of entries. All disputes shall be settled in the sole judgment of Sponsor. Limit one (1) entry per person regardless of entry method. Entries that are mechanically reproduced, copied, illegible, incomplete, or inaccurate and entries by means which subvert the entry process are void. Incomplete entries or entries not complying with these rules are subject to disqualification, at Sponsor’s sole discretion.

The Sweepstakes is open only to individuals who are legal residents of the fifty (50) United States (except for Rhode Island) or the District of Columbia and who are at least eighteen (18) years of age or older. If you are not a legal resident of the United States or you are not the required age as of time of entry, then you are not eligible to participate in the Sweepstakes or to win a prize. Employees, volunteer officials, affiliates, officers, directors, agents and representatives of St Mary's Bank, as well as immediate family of any employee (spouse, mother, father, sister, brother, daughter, or son) or member of the same household (whether related or not) of any employee are not eligible to win. The Sweepstakes is void in Rhode Island, and where prohibited and subject to all federal, state and local laws and regulations.

By entry in the Sweepstakes, each entrant fully and unconditionally agrees to and accepts these Official Rules, the information provided on the promotional website, and the decisions of Sponsor (and their authorized representatives), which are final and binding with respect to all matters pertaining to the Sweepstakes and all elements thereof.

$1,000 Monthly Random Drawing and Notification:
Random drawings will be conducted by St. Mary's Bank once a month for the promotional period beginning June 2020 through December 2020 from all eligible entries received for each drawing. Winners will be chosen on or by the seventh day of each month, starting July 7, 2020

Winners will be notified by phone, email, or mail (or such other method as determined by Sponsor based on contact information provided in entering the Sweepstakes). Winners must contact Sponsor within three (3) business days from first notification attempt to confirm their eligibility to win and intent to claim the prize within the deadline specified for claiming the Prize herein. If the potential winner fails to contact Sponsor within the specified period, then such person shall forfeit the Prize and shall be disqualified and an alternate winner(s) will be selected from the remaining pool of entries. The Prize may be reported to the Internal Revenue Service for tax purposes as required by law. Awarding of the Prize is subject to execution of Affidavit and Release forms by the winner, as well as providing valid government-issued photo identification. Failure of the winner to execute the Affidavit and Release forms, or provide valid identification within the specified time period may result in winner's forfeiture of the Prize and selection of an alternate winner(s) from remaining eligible entries.

Members who win must be in good standing and not have caused a loss to St. Mary's Bank.


Claiming Prizes: 
Winners will be required to complete an Affidavit of Eligibility and Liability and Publicity Release when claiming the Prize. Winner must provide valid government-issued photo identification. Only the actual winner may claim the Prize, and the Prize is non-transferable by winner. Failure to timely claim the Prize will result in the forfeiture of the Prize, and the Prize will remain the property of Sponsor.

Prize Conditions:
All federal, state or other tax liabilities (including income taxes) arising from the Sweepstakes will be the sole responsibility of the winner. Except where prohibited by law, the winner’s entry and acceptance of the Prize constitutes permission for Sponsor to use said winner's name, photograph, likeness, statements, biographical information and voice on a worldwide basis, in all forms of media without further compensation. The Prize may not be sold, traded, or rescheduled by winner. Sponsor’s decisions are final and binding on matters related to the Sweepstakes.

Sweepstakes Conditions:
The Sweepstakes is subject to all applicable federal, state and local laws. By participating entrants agree to be bound by these Official Rules and the decision of Sponsor and waive any right to claim ambiguity in the Sweepstakes or these Official Rules. Sponsor may prohibit an entrant from participating in the Sweepstakes or winning a prize if, at its sole discretion, it determines that said entrant is attempting to undermine the legitimate operation of the Sweepstakes by cheating, deception or unfair playing practices or intending to annoy, abuse, threaten or harass any other entrants or Sponsor representatives. If for any reason this sweepstakes is not capable of running as planned, including, but not limited to, infection by computer virus, bugs, tampering, unauthorized intervention, fraud or any other causes beyond the reasonable control of Sponsor which corrupt or affect the administration, security, fairness, integrity or proper conduct of the promotion, then Sponsor reserves the right, at its sole discretion, to cancel the online entry portion of the Sweepstakes and to award all prize(s) by conducting a random drawing from all eligible entries received. ANY ATTEMPT BY ANY PERSON TO DELIBERATELY DAMAGE THE WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES IS IN VIOLATION OF CRIMINAL AND CIVIL LAWS, AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK REMEDIES AND DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW, INCLUDING CRIMINAL PROSECUTION.

Limitations of Liability:
By participating in the Sweepstakes, entrants agree to the fullest extent permitted by law to release, discharge, indemnify and hold harmless Sponsor and its officers, directors, employees, representatives and agents (collectively, the “Released Parties”) from and against any claims, demands or causes of action made by the entrants or any other third parties related in any way to the development or operation of the Sweepstakes, as well as any other claims, damages or liability due to any injuries, damages or losses (whether alleged, threatened, or actual) to any person (including death) or property of any kind resulting in whole or in part, directly or indirectly, from acceptance, possession, misuse or use of any prize or participation in any sweepstakes-related activity or participation in the Sweepstakes, whether or not caused by the negligence of one or more of the Released Parties.

Rules/Winner Information:
To receive information on winners or an additional copy of these Official Rules, mail a self-addressed, stamped envelope to: St. Mary’s Bank, Marketing Department, 200 McGregor Street, Manchester, NH 03102. Please specify “Take Out Your Debit Card and You Could Win $1000-Rules Request" in your communication. Winner information may be available after December 31, 2020.

Applicable Law:
These Official Rules shall, in all respects, be governed, construed, applied, interpreted and enforced in accordance with the laws of the State of New Hampshire, excluding its choice of law rules or rulings.