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Guaranteed Savings Growth with CDs and IRAs
Lock in a strong return with a CD designed for today’s rate environment. With fixed APYs, low minimums, and a range of options, it’s a simple way to earn more—without taking on risk.
- Guaranteed returns with a fixed APY
- Only $500 to open and earn APY
- Short- and long-term options (including 6-month promotional CDs)
What is a Certificate of Deposit (CD)?
A Certificate of Deposit (CD) is a savings account that earns a fixed rate when your money stays in place for a set period of time. There are penalties to withdraw money from the account before the account has “matured” or reached the end of its term. However, you can choose the length of time that works best for you, that’s why CDs come in so many different terms!
Benefits of a Flex CD
Looking for a little more flexibility? A Flex CD offers the same guaranteed return as a traditional CD, with added options if your plans change.
- One-time penalty-free withdrawal—Access up to 25% of your principal without losing earned interest
- One-time rate bump—Take advantage if rates rise during your term
- One-time additional deposit—Add an extra deposit to your account during the term (up to your original deposit amount)
- NCUA insured—Your money is federally insured and protected
