Flexible maturity dates and guaranteed returns!
CD & IRAs
By letting you choose your own maturity date, from 6 months to 5 years
, St. Mary's Bank CDs and IRAs are a smart way to earn on investments without restricting your financial plan.
View Rates and Terms
Create a CD Ladder Investment Strategy for maximum return and convenient access to your funds.
IRA: A great choice at any stage
- Open multiple certificates each with a different maturity month or year so that you have money maturing on a regular basis, providing penalty-free access.
- Choose terms at intervals that work for you – every year or more frequently if you think you might need access to your funds sooner.
- There is no limit to the number of CDs in your “ladder.” With a minimum deposit of $500, you choose the amount and maturity date of each certificate.
An IRA is an easy and inexpensive investment option. You can grow your savings quickly, with minimal risk.
- You can open an IRA with as little as $500. We can even help you convert a 401(k) to an IRA
- Your investment’s earnings compound tax-deferred, and in some cases, contributions are tax deductible.*
- You choose how to invest the money, based on your time horizon for retirement. We offer CDs, as well as investments with higher growth potential.
Open a CD today
Call, click, or visit a branch to get started.
Open an IRA today
To open an IRA, or to learn more on how to maximize your investments, please call our Member Contact Center at 1-888-786-2791, or visit one of our branch locations.