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Credit Cards

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Choose the Credit Card that’s right for you! All St. Mary’s Bank Visa® Credit Cards come with free online access to view statements, track expenses and make payments through Online Banking.
 
Already applied? Click here to check the status of your loan application.  

Would you like to request a balance transfer by using our secure form in online banking? Learn how here.

 

 

Visa® Platinum Standard

Visa® Platinum Rewards

Visa® Secured

Visa® Business Platinum Rewards

Features

Consolidate debt and transfer balances. Revolve balances with a lower rate.
Lines up to $25,000.

Earn rewards with every purchase. 1.5 points for every dollar spent. Redeem points for cash, gift cards, merchandise or travel. Browse sample rewards. Lines up to $25,000.

Establish or rebuild credit.
Open with a security deposit between $300 - $2,500.

Make business purchases go further - earn 1.5 points for every dollar spent. Redeem points for cash, gift cards, merchandise or travel. Browse sample rewards. Lines up to $25,000.

Annual Fee

$0

$0

$0

$0

Intro Rate Purchases

0% APR* for first 12 months

0% APR* for first 12 months

0% APR* for first 12 months

0% APR* for first 12 months

Intro Rate Balance Transfers

0% APR* for first 12 months

0% APR* for first 12 months

0% APR* for first 12 months

19.20% - 24.20% variable APR*

Balance Transfer Fee

$10 or 3% of the balance transfer**

$10 or 3% of the balance transfer**

$10 or 3% of the balance transfer**

$10 or 3% of the balance transfer**

Standard Rate

15.20% - 20.20% variable APR*

19.20% - 24.20% variable APR*

20.20% variable APR*

19.20% - 24.20% variable APR*

Rewards

 

 

 

 

Bonus Rewards

 

10,000 bonus points when you spend $1,500 or 5,000 bonus points when you spend $750 in the first 90 days

 

10,000 bonus points when you spend $1,500 or 5,000 bonus points when you spend $750 in the first 90 days

Rewards Potential

 

Unlimited

 

Unlimited

Visa Zero-Liability Protection

 

 

 

 

Questions?
Review our Credit Card frequently asked questions.

Account opening disclosures:
Visa® Credit Card Application Solicitation & Disclosure
Rewards Terms and Conditions

*Rates and terms are determined by the overall creditworthiness of each applicant and are subject to change. Rate shown is Annual Percentage Rate and is accurate as of 7/27/2023.
**Whichever is greater.