Home Equity Line with Lock Option (HELLO)

What is a Home Equity Line of Credit?
A Home Equity Line of Credit lets you borrow against the equity — or value — you’ve built in your home. You get a credit limit, borrow what you need, and only pay interest on what you use. As you repay your balance, those funds become available to use again.

What Makes Our Home Equity Line with Lock Option (HELLO) Different?
Borrow flexibly, with the added option to lock in a fixed rate when it makes sense for you.

• Lock in a fixed rate on all or part of your balance — up to three fixed-rate advances at a time
• Borrow what you need, when you need it
• Only pay on what you use
• Reuse your available credit as you repay
• Minimal or no closing costs*

HELLO is a flexible option for whatever life brings:

• Consolidate higher-interest debt
• Tuition or large expenses
• Home renovations or repairs
• Family experiences and trips
• Simply have access to cash when life happens