Home Equity Line with Lock Option (HELLO)
Draw what you need. Lock in your rate.
Looking for a better way to access the equity in your home?
Our Home Equity Line with Lock Option allows you to convert any or all of your line of credit from a variable rate to a fixed rate and term. Make home improvements or repairs, consolidate high-interest debt, pay for school tuition or life events — without worrying about rising rates.
To see important details, including additional rates and terms, visit the Consumer Loan Rates Page.
- Low rates and easy payments
- No closing costs
- Borrow what you need, when you need it
- Only pay on what you use
- Lock any or all of your line to a fixed-rate advance
- Choose your repayment term for the fixed-rate advance
- Up to three fixed-rate advances at a time
- As you pay down your balance, your available credit increases