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One Rate, One Closing, One Loan
With St. Mary’s Bank construction-to-permanent financing, you can easily roll financing for home renovations, new home construction, and even land into one convenient loan.
Benefits to Build On
For starters, we can save you time and money because you only go through the financing process once: one application, one rate, one closing, and one set of closing costs. Then there’s the outstanding support you’ll get from St. Mary’s Bank’s dedicated construction lending specialists. You will be assigned an experienced construction lending specialist to guide you from application to closing and beyond. It’s signature St. Mary’s Bank service at its best.
One Loan, Multiple Ways to Use It
With a St. Mary’s Bank construction-to-permanent loan, you have great flexibility in how to use it, plus a choice of permanent mortgage terms.
Key features include:
- Fixed-rate or adjustable-rate mortgage loan
- Generous LTV as high as 97%
- Up to 12 months to complete the construction of a new home or remodel
- Decisions on completed applications within 48 hours
Save and Simplify
Whether you have plans to build from the ground up, add on, or take an existing home down to the studs, St. Mary’s Bank can help make financing the easiest part of your project.
Creating More Opportunities for New Hampshire Home Buyers
We can advise you of other mortgage options to find the financing solution that best fits your situation.