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First-time Homebuyer

Looking for your first home?

We specialize in New Hampshire and Maine first-time homebuyer programs

As an experienced first-time homebuyer lender, St Mary's Bank can help you determine your buying power and identify the financing program that is best for you. We provide a seamless home financing process that combines the expertise of our mortgage specialists with our in-house title services, for an exceptionally smooth process from application to closing.

  • Low to no down payment options
  • Low closing costs
  • Seller credits could save you more
  • Conventional fixed-rate mortgages
  • Adjustable rate mortgages (ARMs)

Connect with a Mortgage Specialist to learn more about any of these options: These programs are for New Hampshire and Maine properties only. For properties in Massachusetts please contact a Mortgage Specialist.

It's easy to apply or get prequalified!

Connect with one of our Mortgage Specialists to learn more or get started.

Programs above are available for properties within the state of New Hampshire and Maine only. For properties located in Massachusetts please contact a Mortgage Specialist.