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Auto Loans

  • Easy application process
  • Interest rate discounts available
  • Expanded repayment terms (up to 84 months)

Auto Loan Financing

Rev up your savings and make your monthly payments purr like a well-tuned engine. Our auto loan financing solutions offer a smooth path to buying or refinancing your next vehicle. 

Buy New or Used

  • Slide into an auto loan that gets you on the road quickly. With flexible repayment terms and no hidden fees, you can enjoy the freedom of the open road without breaking the bank.


  • Are you already cruising down the highway but feeling weighed down by hefty auto payments? Shift gears and pay off your existing loan with a new one with lower rates and updated terms.


View Rates

Apply for or Refinance an Auto Loan

Ready to finish or check the status of your application? Click here.

Did you know?

You can get a rate discount on your new auto loan by setting up an Automatic Funds Transfer from your St. Mary's Bank Checking Account.


AutoSMART is the one-stop shop for all of your auto financing needs. Save time and money with a single online tool that lets you search and compare new & used vehicles, shop at partner dealerships, and secure St. Mary's Bank financing - all from the comfort of your home.

  • Find trusted, local dealers
  • Research trade-in values, ratings and more
  • Apply for low-cost auto loan financing

Protect Yourself with GAP Plus

Guaranteed Asset Protection Plus (GAP Plus) protects your vehicle loan and:

  • Covers the loan if the vehicle is stolen or totaled in an accident
  • Receive $2,500 toward a replacement vehicle financed with St. Mary’s Bank
  • Pay for protection upfront or finance into the auto loan
I have my vehicle financed with another bank. Can I refinance with you?

Yes, you may refinance your car loan through St. Mary's Bank. Receive a 0.10% discount off your interest rate when you register for Automatic Funds Transfer (AFT) from your St. Mary's Beyond Checking Account.

Visit our Consumer Loan Rates page to see the latest rates 

I am interested in applying for a loan with St. Mary's Bank. I'm self-employed. Will you need to see my tax returns?
Generally, we will request that you provide two years of tax returns if you are self-employed.
How do I check the status of a recent loan application?
To check the status of a consumer loan (home equity, credit card, personal loan, or vehicle loan) in progress, visit*vrgzig*_ga*MTg3NTcwODk2OS4xNzAyMDQ0NDMy*_ga_SMQ93QVYZ3*MTcxMjE0Nzg5Ni4xOTAuMS4xNzEyMTQ5NjEzLjUyLjAuMA..*_gcl_au*NTYxMjYxNzc1LjE3MDk4NDYzNDY


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