Privacy & Security Policy

Privacy and security are top priorities at St. Mary's Bank. We are committed to protecting the security and confidentiality of your information and use a combination of state-of-the-art technology and methods to help ensure that your online sessions are secure.

We value the trust you have placed in us, we respect your privacy and are committed to safeguarding your nonpublic personally identifiable information. Please read our complete Privacy Policy below.

View printable PDF version here.

Rev. 12/2010

FACTS

WHAT DOES ST. MARY'S BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security	Transaction history
Account Balances	Account Transactions
Payment History	Checking account information

When you are no longer a member, we continue to share your information as described in this notice.

How

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons St. Mary's Bank chooses to share; and whether you can limit this sharing. - See more at: https://www.stmarysbank.com/nav/About-Us/Privacy-Security-Policy#sthash.Izu3NJx9.dpuf

Reason we can share your personal information	Does St. Mary's Bank share?	Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes - to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates' everyday business purposes - information about your transactions and experiences	Yes	No
For our affiliates' everyday business purposes - information about your creditworthiness	No	We don't share
For non-affiliates to market to you	No	We don't share
Questions?	Call toll-free 1-888-786-2791 or go to www.stmarysbank.com

What we do

How does St. Mary's Bank protect my personal information?

How does St. Mary's Bank collect my personal information?

We collect your personal information, for example, when you

Open an account	Give us your contact information
Apply for a loan	Make a wire transfer
Make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates' everyday business purposes - information about your creditworthiness
affiliates from using your information to market to you
sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. St. Mary's Bank has no affiliates.
Non-affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. St. Mary's Bank does not share with non-affiliates so they can market to you.
Joint Marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partners include insurance companies.