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Auto Loans

If you’re considering buying a new vehicle, or refinancing an existing auto loan, we invite you to take advantage of our competitive auto financing rates and online resources.
 
Finance your Vehicle
new, used or refi auto loans
  • Flexible terms
  • Rates as low as 3.24% APR*
  • Easy online application - get an answer in 60 seconds!
     Check rates
     Calculators
 
AutoSMART
your one-stop resource for all your auto financing needs
  • Search new & used autos
  • Find dealer partners
  • Compare makes & models
  • Research trade-in values, ratings and more
Visit AutoSMART

Insure your vehicle or loan
designed to help you and your family prepare for the unforeseen
Dealer Partner Spotlight
Special offer from Merrimack Street Volvo
  • January through March 2019
  • Get invoice pricing on a new in stock 2018 or 2019 Volvo, + any applicable Volvo program when you finance with St. Mary’s Bank
  • Simply mention this offer
Learn More

To see important details, including additional rates and terms, visit the Consumer Loan Rates Page .

*Annual Percentage Rate (APR) reflects 0.10% discount with automatic funds transfer from a St. Mary's Bank Beyond Checking account; a 0.25% discount when the loan amount is 80% or less than the MSRP (new auto loans) or NADA Retail Value (used auto loans), and vehicle with 100,000 miles or fewer. APR for vehicles with 100,001 miles or more will be increased by 1.00%. APR based on $10,000 financed, except for 72-84 month term auto loans where the APR is based on $15,000 minimum loan amount. APR and term are based on evaluation of applicant's credit and the actual rate may vary. We use risk-based pricing to determine the interest rate and/or term.