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Auto Loans

If you’re considering buying a new vehicle or refinancing an existing auto loan, take advantage of our competitive rates and online resources.
Finance your Vehicle
Flexible terms on new, used and refi auto loans
  • Rates as low as 1.99% APR*
  • Easy online application - get an answer in 60 seconds!
     Check rates  |  Calculators
Already applied? Click here to check the status of your loan application.

Your resource for all your auto financing needs
  • Search and compare new & used vehicles
  • Find dealer partners
  • Research trade-in values, ratings and more
Visit AutoSMART

Insure your vehicle or loan
Prepare for the unforeseen  
Dealer Partner Spotlight
Special offer from Contemporary Chrysler Dodge Jeep Ram FIAT
  • Get two years of free oil changes and tire rotations when you finance with St. Mary's Bank
  • Offer valid through July 31, 2021
  • See offer

*Annual Percentage Rate (APR) accurate as of 6/25/21. Lowest available APR for model years 2019-2021, up to a 36-month term. APR based on $10,000 financed with 36 monthly payment of $28.64 per thousand. APR reflects 0.10% discount with Automatic Funds Transfer (AFT) from a St. Mary’s Bank checking account; a 0.25% discount when the loan amount is 80% or less of the MSRP (new auto loans) or 80% or less of the NADA Retail Value (used auto loans), and vehicle with 100,000 miles or fewer. APR for vehicles with 100,001 miles or more will be increased by 1.00%. $50 application fee waived with AFT from a St. Mary’s Bank checking account. APR is based on evaluation of applicant’s credit and the actual rate may vary. We use risk-based pricing to determine the interest rate and/or term.

To see important details, including additional rates and terms, visit the 
Consumer Loan Rates Page .