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Personal Loans

When you need money, for any reason, St. Mary's Bank is the place to go.

Take on what’s next with a personal loan

Whether you’re checking off a personal goal, managing an unexpected expense, or ready for a little “make-life-easier” boost, we’re here to help you move forward. Our personal loans offer simple terms, quick decisions, and support from a team that knows you.

What you can expect:
  • Fast approvals so you can move quickly
  • Competitive rates
  • Borrow from $1,000 to $15,000
  • Flexible terms up to 60 months to help keep payments manageable

To see important details, including additional rates and terms, visit the Consumer Loan Rates Page.

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Compare Debt Consolidation Scenarios

  • Add your current balances to get a quick estimate of monthly payment
  • Adjust terms to compare scenarios and find what fits your budget
Apply Now

Apply for a Personal Loan

Ready to finish or check the status of your application? Click here.

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Did You Know?

We offer Credit Life and Credit Disability Insurance! Help protect yourself and your family from the unexpected. Ask about Credit Life and Disability Insurance when you apply for a loan.

  • Up to $100,000 in coverage
  • Full loan payoff for qualifying event
  • Premium included with monthly loan payment
student loans

Student Loans & Refinancing

Whether you're looking to finance your undergrad or graduate studies, or refinance existing student loans, we've got you covered.

How do I check the status of a recent loan application?

To check the status of a consumer loan (home equity, credit card, personal loan, or vehicle loan) in progress, visit here.

How do I get a loan rate discount?
Set up automatic payments from your St. Mary's Bank checking account. Ask about the discount when you apply or contact us to add it to an existing loan.
What documents do I need to apply for a loan?
You may be asked to provide documents that help verify your identity, income, and other details related to your application. See a complete list here.
What payment options are available?
Check out our Consumer Loan Payment page for your options here.

Jim Notaro, Sr. VP Digital Experience

Team News

Jim Notaro Joins St. Mary’s Bank to Lead a Modern, Member-First Digital Experience

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Service Built from Experience: Small Business Owner Elliott Hale Joins St. Mary’s Bank as Business Development Officer

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