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Purchase Now - No Down Payment Program

Has a down payment requirement been holding you back from a home purchase? Our Purchase Now 100% LTV mortgage program may open the door for you.

  • 100% financing on a primary residence, single-family home and condominium
  • 7/1 and 10/1 Adjustable Rate Mortgage (2% annual, 5% lifetime cap)
  • Minimum credit score of 720 to qualify
  • Loan amounts up to $766,550
  • Convenient local processing, underwriting and servicing

Move with confidence
We provide an exceptionally smooth process from application to closing.

  • Easy online application process and quick loan decisions
  • A Loan Originator who will stay with you through the entire mortgage process
  • Feel confident you are working with a dedicated and experienced loan team available when you need them 

It's easy to apply or get prequalified!

Connect with one of our Mortgage Specialists to learn more or get started.

Purchase Now Program (100% LTV) available for single family detached, owner occupied-residential properties, detached condominiums and warrantable condominiums in New Hampshire, Massachusetts, or Maine (non-warrantable condos, non-owner occupied/investment property, second/vacation homes, 2-4 unit properties, mobile homes, and Coops not eligible). Mortgage Insurance required. Min. loan amount $50,000, max. loan amount $766,550. Minimum credit score 720 required. Max. seller contribution of 3% (based on lower of sale price or appraised value). Rates will depend on specific characteristics of loan transaction and credit profile up to closing date.