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Construction Loans

  • Generous LTV as high as 95%
  • Fixed-rate or adjustable-rate mortgage loan options
  • Expanded new construction or remodel timelines (up to 12 months)

Unleash your inner architect and bring your dream home to life with construction-to-permanent financing. Our innovative solution is the perfect blueprint, whether you're renovating, building from scratch, or starting with a blank canvas of land. With one rate – one closing – one loan, we effortlessly roll your financing into a single, convenient package. 

We've got you covered from foundation to finishing touches. Partner with The Mortgage Center at St. Mary’s Bank to create the home you've always imagined with our seamless construction-to-permanent financing.

Construction Program Booklet

Download Your Guide to Building On, Up or Out with a St. Mary’s Bank Construction-to-Permanent Loan.

Apply for a Construction Loan

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Awards

St. Mary’s Bank Recognized as Top Choice by New Hampshire Union Leader Readers

Savings

What is an HSA? Understanding How Health Savings Accounts Work

St. Mary's Bank Announces 2024 Scholarship Recipients