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Access our library of educational articles designed to simplify money management and help you achieve your financial goals

Featured Financial Wellness

5 Financial Goals You Should Set with Your Kids Today

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One of the most valuable lessons parents can teach their children is financial literacy. Here's five financial goals to set with your kids to help them understand the value of money and the importance of saving.
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Credit Cards Made Simple

Credit Cards Made Simple: Your Guide to Smarter Spending

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Credit cards can be powerful tools, but if you’re not familiar with the jargon or don’t have a strategy, debt can sneak up fast. At St. Mary’s Bank, we believe banking should be approachable and easy to understand, so you can make confident decisions that move you toward your goals.

Security, Featured

Tax Season Tips: Safe Filing & Scam Smarts

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Scammers know people are busy, so calls, texts, emails, and social media messages spike this time of year. A few smart filing habits and knowing what to watch for go a long way.
penny phase out

Industry News, Featured

The US Penny is Retiring: Here's What Members Need to Know.

Posted

The penny is being retired in 2026 because it costs more to make than it’s worth. Cash totals may be rounded to the nearest five cents, but card and digital payments stay exact. Existing pennies remain legal tender—you can spend, deposit, or save them. St. Mary’s Bank is here to help members navigate this change smoothly.
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General, RatesCategories, Featured

The Federal Reserve Cuts Rates: Here’s How It Could Affect You

Posted

On September 17, 2025, the Federal Reserve lowered its key interest rate by 0.25%, bringing it to a target range of 4.00% to 4.25%. This is the first rate cut since December 2024, and with two more expected this year, it likely won’t be the last. Rate changes can feel abstract, but they directly affect how much you earn on savings and how much you pay on loans. So, what does this mean for you and your overall financial strategy?