skip to main content

Download the St Mary’s Bank app on Google Play..

Dismiss

Consumer Deposit Rates

Rate information is current as of October 16, 2020.

Rates are subject to change without notice. Please read the Information Concerning Your Accounts brochure for complete account details.

Checking Accounts 1, 2

Product Minimum Balance Interest Rate Annual Percentage Yield (APY) Minimum Opening Deposit
Beyond Checking
N/A N/A N/A $10
Beyond Interest Checking 13
$1,000 0.05% 0.05% $10
Beyond Rewards Checking 3,13
$20,000 0.10% 0.10% $10
Student Checking
N/A N/A N/A $10
HSA Checking (Health Savings) 13
$1,000 0.25% 0.25% $50

Savings Accounts 1, 2

Product Minimum Balance Interest Rate Annual Percentage Yield (APY) Minimum Opening Deposit
Rainy Day Savings13, 18, 19
$25 - $499 4.889% 5.00% $25
$500 - $999 2.96% 3.00% $25
$1,000 + 0.05% 0.05% $25
Beyond Savings Statement 13
$0.01 - $2,499 0.05% 0.05% $10
$2,500 - $4,999 0.05% 0.05% $10
$5,000 - $9,999 0.05% 0.05% $10
$10,000+ 0.05% 0.05% $10
Beyond Savings Passbook 13
$0.01 - $2,499 0.05% 0.05% $10
$2,500 - $4,999 0.05% 0.05% $10
$5,000 - $9,999 0.05% 0.05% $10
$10,000+ 0.05% 0.05% $10
Super Saver Statement
$0.01 - $2,499 0.05% 0.05% $10
$2,500 - $4,999 0.05% 0.05% $10
$5,000 - $9,999 0.05% 0.05% $10
$10,000+ 0.05% 0.05% $10
Super Saver Passbook
$0.01 - $2,499 0.05% 0.05% $10
$2,500 - $4,999 0.05% 0.05% $10
$5,000 - $9,999 0.05% 0.05% $10
$10,000+ 0.05% 0.05% $10
Beyond Rewards Savings 4
$0.01 - $4,999 0.10% 0.10% $10
$5,000+ 0.15% 0.15% $10
IRA Savings
$10 0.20% 0.20% $10

Club Accounts 1, 5, 9

Product Term Interest Rate Annual Percentage Yield (APY) Minimum Opening Amount
Christmas Club
50 weeks 0.15% 0.15% $10
Winter Club
50 weeks 0.15% 0.15% $10
Summer Club
50 weeks 0.15% 0.15% $10
Back to School Club
50 weeks 0.15% 0.15% $10

Money Market Accounts 1, 2

Product Balance Tier Interest Rate Annual Percentage Yield (APY) Minimum Balance10
Premier Money Market 6, 13
$2,500 - $9,999 0.05% 0.05% $2,500
$10,000 - $24,999 0.10% 0.10% $2,500
$25,000 - $49,999 0.15% 0.15% $2,500
$50,000 - $99,999 0.20% 0.20% $2,500
$100,000 - $249,999 0.25% 0.25% $2,500
$250,000 - $499,999 0.30% 0.30% $2,500
$500,000 - $999,999 0.35% 0.35% $2,500
$1,000,000 + 0.45% 0.45% $2,500

CDs and IRAs 1, 8, 13

Product Interest Rate Annual Percentage Yield (APY) Minimum Opening Deposit
6 - 11 Month CD/IRA
0.30% 0.30% $500
12 - 23 Month CD/IRA
0.40% 0.40% $500
24 - 35 Month CD/IRA
0.50% 0.50% $500
36 - 47 Month CD/IRA
0.598% 0.60% $500
48 - 59 Month CD/IRA
0.698% 0.70% $500
60 Month CD/IRA
0.798% 0.80% $500